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California Minimum Auto Insurance Requirements Explained

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California’s Updated Minimum Auto Insurance Requirements California law requires every driver to carry a minimum level of auto insurance before operating a vehicle on public roads. As of January 1, 2025, these requirements have been significantly updated to better reflect the rising costs of medical care and vehicle repairs. Understanding these new mandates—and why they […]

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Gap Insurance: What it Is and Why You May Need It.

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If your car is totaled and your insurer pays less that what you still owe on your loan, gap insurance covers the difference. Here’s everything California drivers need to know. What Is Gap Insurance? Gap insurance — short for Guaranteed Asset Protection — is a type of optional auto insurance coverage that pays the difference between what

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